Business & General Liability Insurance

Fire: A fire can cause a business storefront to completely shut down. Depending on your type of business the damage incurred, your business operations still need to function. Consider payroll, inventory, accounts payable, and other supply-chain issues. What can be handled outside of the storefront? What cannot?

On-the-Job Injury: An employee (or employees) who are injured on the job require special consideration on many fronts. How bad was the injury? What is the business’ liability, if any? Do other employees need counselling or other services as a result of the injury at issue? Work with an experienced business liability agent to address these issues and more.

Small Errors: Perhaps a paralegal has missed a deadline, or an accounting error has occurred, and now your client is dialing their lawyer as a result. Make sure you are fully covered professionally, ensuring no personal loss can or will occur.

 Key Employees: There are certain key employees that understand the ins and outs of your business. Your business would suffer if a loss occurred and they cannot be paid what they have been promised.

Hardware & Software: Your computers, phones, software applications, and other business hardware contain a lot of information. How badly would business suffer if you lost access?

Payroll: Even the most loyal employees need to be paid. Don’t force an uncomfortable situation and end up writing a personal check to cover payroll.