Life Insurance

Financial issues are multiplied when a loved one passes on. Families are often left without the resources they need to manage remaining financial obligations, let alone the unbearable weight of grief.


Ensure the survivors in your life are not financially burdened. L.H. Griffith and Company will help you navigate life insurance options for the ultimate peace of mind, including:

Mortgage Payments

Car Payments

College Tuition

Your Child’s Future Wedding Expenses

Utilities, Groceries, Gas, Clothing, Daycare

Other
Costs of Living

A little planning goes a long way. To discuss your life insurance options in the Charleston, Goose Creek, Moncks Corner, Summerville and surrounding areas, contact the friendly, professioanal agents at LH Griffith and Company at (843) 553-8643 today.

Options That Make Sense

The type of insurance you need depends on the goals you would like to achieve. Do you currently bear the burden of short term debt (credit cards or other personal loans) that you don’t want to be passed along to a loved one? Do you have long term debt (mortgage or student loans) that will be assumed by another who cannot afford it? Would you like your life insurance policy to contribute to your retirement income?

  • Term Life Insurance

    The most affordable type of insurance, term life insurance is used to cover short term debt and is paid out should the insured’s death occur before the predetermined term of the policy.

  • Permanent Life Insurance

    Permanent life insurance includes whole life and universal life insurance. Whereas whole life insurance covers you for as long as you live at one price, universal life insurance is flexible and allows you to incrase or decrease coverage, as well as withdraw accumulated cash value.

  • Fixed Annuities

    Fixed annuities are a smart way to increase the value of your retirement plan with tax-deferred earnings, guaranteed lifetime income generation (subject to a variety of factors), and more.

Life insurance isn’t a popular topic…but it could be the most important discussion you ever have with your family. Talk to your L. H. Griffith agent about protecting your family’s future with a smart life insurance plan.

Need more information? Call us at (843) 553-8643 to speak with one of our experts.